Get Flexible Terms With This Online Provider
Many people have a PayPal account and are aware of what the flexibility of online payment solutions can do for them. After all, with PayPal, you can send money to anyone who has an e-mail address and pay through your checking account or major credit card. With just a couple clicks, your payment can be made almost instantaneously. What many people don’t realize is that they can also apply for a line of credit through PayPal. Called Smart Connect, it gives you more flexibility in utilizing your PayPal account and works the same as if you were sending cash. It is even accessible through your PayPal business debit card if you want it to be.
It’s Easy To Pay Online with PayPal Smart Connect
One of the best features of the PayPal credit card online payment system is how easy it is to use. Because it is directly tied to your PayPal account, all you have to do is log into PayPal as you normally would. Once you have done that, you simply need to click on the Smart Connect link that is on your account summary page. You will then need to verify a checking account if you haven’t already done so through PayPal. Once done, all you need to do is enter the payment amount you wish to pay and submit it. You can schedule payments out for up to 30 days at a time and even pay directly from your PayPal balance.
Why Utilize the PayPal Smart Connect Credit Card?
Why should you carry a PayPal line of credit through Smart Connect? Because you get some very specific benefits that not only help your financial bottom line, but also help your PayPal account:
- With Smart Connect, you get a higher daily sending limit on your PayPal account
- You are also covered with the superior buyer protections that you get with your PayPal account so that you never have to pay for an unauthorized service
- You have the ability to charge back any purchase that is not submitted to your satisfaction and dispute charges that you have paid to vendors that have not fulfilled their obligations.
What Kind of Rates Can I Expect with the PayPal Smart Connect Credit Card?
The PayPal Smart Connect credit card is given to individuals who are considered to be at high risk and have a history of fair to poor credit. Because of that, you are given a 26.99% APR and an up to 23 day grace period on all purchases so that you can potentially pay off a purchase interest free if you have a fully paid balance every month. You also do not have any balance transfer options with the Smart connect card.
If you have better credit, you may be approved for a PayPal Extras credit card instead of Smart Connect. That offers you:
- A 19.99% to 23.99% APR based on your credit history for purchases and balance transfers
- A 26.99% APR for all cash advances
The PayPal Smart Connect card, or Extras card if you qualify for it, can do a lot for your in establishing your credit history, establishing a new credit history, and can help you to build up your credit score effectively. If you use PayPal a lot and shop online even more, the PayPal credit cards and their online payment solutions are for you. Try them today and see for yourself just how easy it is to pay online today.