Get a Credit Card That Works For You Today
If you live out of or work out of India, then you are going to want to take a look at the different lines of credit that are available to you through ICICI Bank. Because ICICI is the primary credit provider in the nation of India, there are many different lines of credit which you have the ability to apply for that can meet your specific needs. From credit cards that offer free movie tickets throughout the week to offering you free airline tickets simply for applying for a credit card, there are plenty of features and rewards that will make your life a little bit easier, and you will have ICICI Bank to thank for that.
It’s Quick and Easy at ICICI To Pay Your Credit Card Bill Online
Because ICICI is the national credit provider for India, the online services that you receive when you have a line of credit are unsurpassed. All you need to do is create your online profile after you have been granted a line of credit and you will have instant access to all of the online resources, which includes paperless statements, online bill paying, and instant customer service. To pay online, you simply have to validate and verify your checking account with ICICI, and then you can schedule your payment. If you have a checking account with ICICI already, you simply need to link your credit and checking accounts together. It really is that easy!
What Are the Rewards That ICICI Bank Offers with Their Credit Cards?
ICICI Bank is an industry leader when it comes to the rewards that they offer their customers. Now the rewards are unique to the credit cards to which you are applying and not every credit card is going to come with the same rewards, but you can expect to see such rewards as:
- Buy 1, Get 1 movie tickets when you go to a film during the week
- Double cash back on food purchases
- Up to 15% discounts at any restaurant
- Earn up to 10% cash back at select retailers
- Get up to 5 Jet Airways airline tickets simply for applying
As you can see, the rewards are exclusive, extravagant, and definitely worth your while. When you get cash back, free items, and exclusive discounts on the items you are already spending MONEY on, you’ll end up saving more with a credit card from ICICI Bank.
What Are the Terms and Conditions I Can Expect with an ICICI Credit Card?
Now the ICICI credit cards are not going to be for everyone. Even though there are exclusive rewards of which you can take advantage, you can expect to pay joining fees and high APRs on your balances and transfers, such as:
- Most ICICI credit cards have a joining fee. Some start at 1,000 rupees, but the top of the line card has a 25,000 rupee joining fee which must be paid.
- Many APR rates are above 40% for purchases, transfers, and advances
- After the annual fee, unless you spend a prerequisite amount, which can be as high as 250,000 rupees, it will be half of what your joining fee was, or as high as 12,500 rupee
The ICICI credit card may not be the best credit card for everyone, but it could be right for you. With easy to use online payment systems, great rewards, and airline tickets that are given to you on your application and more given upon the payment of your joining fee, the ICICI Bank knows how to take care of its customers. Find out for yourself today if an ICICI Bank credit card is right for you!