The United Services Automobile Association offers their customers a range of credit cards to suit their individual requirements. They issue American Express, Visa, and Mastercard credit cards, each with Annual Percentage Rates beginning at 9.9%. In addition, there are also secured credit cards available, which can be used to help customers to build their credit.
Regardless of the credit card being used, monthly repayments can easily be made using the USAA website. After initially registering for an online account, each month customers can simply navigate to the credit card account which they would like to make a payment to. From this point making a payment is extremely straightforward.
In terms of how such payments are made, customers have several options available to them:
Customers can enter their bank details into their credit card account. This can be a USAA bank account, or an account from any other FINANCIAL institution. In order to pay in this way customers must provide the account and routing numbers of their bank account.
- Payments can be made using a debit card linked to a bank account. This is a less convenient option, as each time a payment is made the card details have to be entered.
- An alternative option is for customers to receive paper statements each month, which provides the opportunity to return a payment slip with a check for a specific amount of MONEY. This is a much slower and less secure method of making credit
card payments, and as a result it is now much less commonly used than it has been in the past.
When making a credit card payment customers can choose to pay only the minimum required amount of their credit card balance, or they can pay it off entirely. Alternatively, they can choose to pay any amount between those two figures. It is therefore an extremely flexible payment system. A further choice has to be made as to when the payment should be made. Customers can choose a particular date, and there is also the option to set up a recurring payment to be made automatically on a certain day each month.
The option to set up automatic recurring payments is particularly useful for people who tend to forget to pay their credit card bills on time, even though USAA provide account alerts for payment due dates, as well as any charges that have been accrued, and any changes to credit limits. Of course, one of the benefits of registering online with USAA is that a customer can check their credit card account quickly and securely, and can therefore keep track of all of the payments that they have made.
An online account with USAA means that customers can access their credit card information using a laptop or smart phone, whether they may be at home, at work, or traveling. They can check their account balance and transaction history, but perhaps the most useful function of all is the ability to make credit card payments quickly, easily, and securely.