The Discovery credit card is a joint venture between American Express and the Australian airline Qantas. It is a rewards credit card, meaning that flyer points can be earned for using the card. Those flyer points can then be redeemed for flights with Qantas and their partner airlines.
All credit card bill payments are made to the card issuer and operator, American Express. While it is possible to pay monthly Discovery credit card bills with a check, nowadays most customers prefer the ease and convenience of making payments online. This is due to the fact that the process is faster, simpler, and more secure.
The process for paying a Discovery credit card online is as follows:
- First, register an online account at the American Express website. You will need to enter the details of your Discovery credit card account, along with the details of the bank account that you would like to make payments from.
- Whenever you would like to make a payment, log in to your online account and click on “Check And Pay Bill.”
- Click on “Payment Due.” From here you can make a payment for any amount of MONEY you choose, providing it is equal to or above the minimum requested amount.
- Alternatively, it is possible to set up automatic recurring payments to be made on a particular day each month. This is often the most convenient option for many people.
As long as card holders continue to make their payments every month, the Discovery credit card could prove to be a very desirable rewards card. Just for using the card within the first three months of being accepted, card holders can be awarded up to ten thousand bonus points. In addition, one point can be earned for every eligible dollar spent.
Card holders have no limit to the amount of points that they can earn, as the Discovery card is uncapped. In addition, they are offered up to forty-four days of interest free credit on their spending. It should be noted, however, that the Annual Percentage Rate of interest for the card is 20.74%. The credit limit for the card will vary from between one thousand to one hundred thousand dollars.
One of the best features of the Discovery credit card, which sets it apart from other similar cards, is that there is no annual fee for its use. This make it a very popular choice for frequent travelers who are looking for a beneficial rewards credit card. As with any other credit card, the Discovery card has to be applied for. Applicants will be expected to have a decent credit history, be over eighteen years of age, and must earn over thirty-five thousand dollars per year.
As the Discovery credit card is managed by American Express it offers all of the benefits of other Amex cards. Discovery card holders will therefore have purchase protection and online fraud protection. In addition, they can easily keep track of their account with free email and text alerts. Features such as these make the Discovery American Express credit card a popular option for many people.